Auto Financing and Leasing Center in Baltimore

From leasing to buying, the Koons Ford of Baltimore finance team is ready to help! Take care of nearly every step of the financing process right from home, or, if you prefer, drivers can contact one of our in-house finance experts. Our team is ready to help with all your new and used vehicle finance needs! From our online digital retailing tools to our finance experts, Dundalk and Randallstown drivers can look forward to a modernly convenient financing experience at Koons Ford of Baltimore.

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Buying Vs Leasing

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Loan Approval

Baltimore area drivers can fill out an online finance application to get an overview of prospective auto loan, finance packages, and leasing options. Once completed and submitted, your finance application will be reviewed by one of our in-house finance experts, who will contact you to go over potential finance options.

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:

• APR: The Annual Percentage Rate
• Assignment: A transfer of a loan from one lender to another
• Base Price: The costs of a car with standard equip incentives & freight
• Certificate of Title: A Legal document issued by a state at the time of sale
• Co-signer: A person who takes on a loan if the orig. borrower stops pay
• Default: Failure to meet the terms of the loan
• Interest: A percentage charge for a loan
• MSRP: Manufacturers Suggested Retail Price
• Refinance: When one loan is used to pay off another
• Term: The length of the loan, 24, 48, 60... months
• Underwriting: Verifying the data used to obtain a loan

_{Due to supply chain and factory production issues, we may not know when some vehicles will be in stock. Vehicles advertised online, if reserved, may be cancelled and have any deposit fully refunded if the customer chooses not to lease or purchase the vehicle. We make every effort to provide accurate information, but please verify options and price before purchasing. All vehicles are subject to prior sale. All financing is subject to approved credit. All prices exclude tax, tags, title, registration, electronic filing fee and processing fee of $500.
Prices include all applicable rebates and incentives. Additional rebates and incentives may apply to those who qualify. Pricing may not be compatible with special factory financing. Prices are valid based on manufacturer incentive program time periods, which vary. MSRP is the Manufacturer's Suggested Retail Price (MSRP) only and actual dealer pricing may vary.
Due to availability, some images and options shown may be stock images or examples and may not reflect exact vehicle color, trim, options, or other specifications.
Consult dealer for more information and details.
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.}